Sygnum FIUSD Liquidity Fund

FIUSD Price

About Sygnum FIUSD Liquidity Fund (FIUSD)

Sygnum FIUSD Liquidity Fund is a tokenized money market fund that provides on-chain access to the Fidelity Institutional Liquidity Fund (ILF) USD Fund.

• The fund provides a yield-bearing liquidity solution by tokenizing units of Fidelity International's regulated Institutional Liquidity Fund.
• Holders benefit from high-quality credit exposure through a portfolio of short-term instruments, including government securities and deposits.
• The tokenized structure offers 24/7 liquidity and transparency, backed by a regulated Swiss bank and institutional-grade custody.

What Is Sygnum FIUSD Liquidity Fund

Sygnum FIUSD Liquidity Fund serves as a bridge between traditional money market yields and the blockchain-native economy. Each FIUSD token represents exactly one unit of the underlying Fidelity fund, which is a short-term money market vehicle managed by Fidelity International. As the underlying fund generates net income from its investments, this value is accumulated daily and reflected in the token's price.

Investors utilize FIUSD to maintain value and earn yield in line with money market rates while remaining within the digital asset ecosystem. The project scales as institutional and professional capital increasingly migrates to Real World Assets, supported by its availability on high-performance networks like Arbitrum and ZKsync. According to the project documentation, income is directly integrated into the token price through daily net asset value (NAV) adjustments, ensuring that the token accurately tracks the performance of the underlying assets.

What Makes Sygnum FIUSD Liquidity Fund Unique

• Regulated Banking Integration: Issued by Sygnum Bank, a licensed Swiss digital asset bank, the fund operates under a strict regulatory framework that ensures high standards of compliance and security.
• Fidelity Partnership: This project represents a significant milestone as one of the first tokenized products launched by Fidelity International, a global asset manager with a long track record in traditional finance.
• Enhanced Liquidity Facility: To address the 24/7 nature of crypto markets, Sygnum provides a liquidity facility that allows for redemptions of up to $25 million outside of standard Swiss banking hours.
• Verified Transparency: The fund utilizes Chainlink oracles to provide real-time, on-chain reporting of the Net Asset Value (NAV), offering investors continuous visibility into the fund's value.

What Can You Use Sygnum FIUSD Liquidity Fund for?

Sygnum FIUSD Liquidity Fund is pegged to the US Dollar (specifically the NAV of the Fidelity ILF USD Fund).

• Value retention: The asset allows users to hold a digital representation of US Dollar money market value, reducing exposure to cryptocurrency market volatility while earning a yield.
• Yield generation: The fund targets a return in line with money market rates—approximately 4.35% as of February 2025—by investing in short-term instruments such as time deposits and high-quality government debt.
• Cross-border settlement / value transfer: It enables the global transfer of US Dollar-denominated value across supported blockchain networks with high liquidity and institutional-grade settlement efficiency.
• Collateralization: FIUSD is designed to be used as collateral for borrowing and lending within Sygnum’s ecosystem and is structured to support future integrations with various decentralized finance protocols.

How Does Sygnum FIUSD Liquidity Fund Work?

The fundamental mechanism of FIUSD is the 1:1 tokenization of units in the Fidelity Institutional Liquidity Fund (ILF). When a professional investor subscribes to the fund through Sygnum, the bank purchases fund units via the fund administrator and mints an equivalent number of FIUSD tokens. These tokens are issued as ledger-based securities under Swiss law, providing a clear legal framework for on-chain ownership.

The Net Asset Value (NAV) is calculated daily by J.P. Morgan and transmitted on-chain through the Chainlink oracle network. This ensures that the token's market price remains closely aligned with the actual value of the underlying money market instruments. Redemptions follow a reverse process where FIUSD tokens are burned, and Sygnum liquidates the corresponding fund units to return the value to the investor. As part of the tokenized treasuries sector, FIUSD does not serve as a gas asset; transaction fees on the Arbitrum or ZKsync networks are paid in the respective native assets of those blockchains.

Team Info and Investors

Sygnum Bank AG, founded on Swiss and Singaporean heritage, serves as the token issuer and primary banking partner. Fidelity International, a global leader in asset management, acts as the investment manager for the underlying Institutional Liquidity Fund. A notable early participant in the ecosystem was Matter Labs, the creator of ZKsync, which allocated a portion of its treasury reserves to the fund. The underlying fund is governed by European money market fund regulations and holds top-tier credit ratings, including AAA-mf from Moody’s and AAAm from Standard & Poor’s.

Where can you buy Sygnum FIUSD Liquidity Fund?

FIUSD tokens have stopped trading - ago on all exchanges listed on CoinGecko. Information will be updated if market activity resumes.

What is the daily trading volume of Sygnum FIUSD Liquidity Fund (FIUSD)?

The 24 hour trading volume of Sygnum FIUSD Liquidity Fund (FIUSD) is $0 which signals a drop in market activity. If you own FIUSD tokens, liquidity of the token is likely to be low. Proceed with caution. You may explore CoinGecko’s list of most traded cryptos for coins with higher liquidity.

What is the highest and lowest price for Sygnum FIUSD Liquidity Fund (FIUSD)?

Sygnum FIUSD Liquidity Fund (FIUSD) reached an all-time high of $11,973.93 and an all-time low of $11,251.76. It’s now trading 0.00% below that peak and 6.40% above its lowest price.

What is the market cap of Sygnum FIUSD Liquidity Fund (FIUSD)?

Market capitalization of Sygnum FIUSD Liquidity Fund (FIUSD) is $47,867,701 and is ranked #439 on CoinGecko today. Market cap is measured by multiplying token price with the circulating supply of FIUSD tokens (4 Thousand tokens are tradable on the market today).

What is the fully diluted valuation of Sygnum FIUSD Liquidity Fund (FIUSD)?

The fully diluted valuation (FDV) of Sygnum FIUSD Liquidity Fund (FIUSD) is $47,867,701. This is a statistical representation of the maximum market cap, assuming total number of 4 Thousand ETH tokens are in circulation today.

How does the price performance of Sygnum FIUSD Liquidity Fund compare against its peers?

With a price increase of 0.10% in the last 7 days, Sygnum FIUSD Liquidity Fund (FIUSD) is underperforming the global cryptocurrency market which is up 0.40%, while underperforming when compared to similar Arbitrum Ecosystem cryptocurrencies which are up 1.70%.