Spiko EU T-Bills Money Market Fund

EUTBL Price

About Spiko EU T-Bills Money Market Fund (EUTBL)

Spiko EU T-Bills Money Market Fund is a fully licensed Euro money market fund that provides users with on-chain access to risk-free yields derived from sovereign debt.

• The fund invests exclusively in Treasury Bills issued by the strongest Eurozone Member States with maturities of less than six months.
• It operates as a Real World Assets (RWA) project, tokenizing traditional financial instruments for use on public blockchains.
• The asset is UCITS-approved by French regulatory authorities and maintains a bankruptcy-remote structure to ensure investor security.

What Is Spiko EU T-Bills Money Market Fund

Spiko EU T-Bills Money Market Fund is a tokenized financial product designed to bridge the gap between traditional treasury management and decentralized finance. It functions as a digital representation of a money market fund, allowing businesses and individuals to earn daily interest on their Euro-denominated holdings. Value moves through the system as the underlying fund earns interest from Eurozone Treasury Bills, which is then accrued and paid out daily to token holders.

The token is put to work by providing a yield-bearing alternative to traditional stablecoin assets. As the ecosystem grows, the fund scales by increasing its holdings in short-term government debt, maintaining a maximum average portfolio maturity of under two months to ensure liquidity and stability. If no specific application utility is described, the token primarily serves as a vehicle for cash management and yield generation.

What Makes Spiko EU T-Bills Money Market Fund Unique

• Regulatory Compliance: Unlike many unregulated digital assets, this fund is a MiFID-authorized investment firm in France and follows strict EU regulatory frameworks.
• Asset Quality: The fund is restricted to investing in high-quality sovereign debt from Eurozone countries, minimizing credit risk.
• Transparency: All yields are reported net of fees, and the fund's exposures are backed by Tier 1 banking partners like BNP Paribas and Crédit Agricole.
• Multi-Chain Availability: The fund is accessible across various networks, including Ethereum, Polygon, and Arbitrum, enhancing its interoperability within the Web3 ecosystem.

What Can You Use Spiko EU T-Bills Money Market Fund for?

As a tokenized representation of the Euro, this asset provides several core utilities based on its underlying financial structure:

1. Value retention: The asset allows users to hold a digital, on-chain representation of the Euro, potentially reducing exposure to crypto-market volatility by pegging its value to a major fiat currency.
2. Yield generation: Users can earn a net yield derived from Eurozone Treasury Bills. Interest is accrued and paid daily, providing a native yield source backed by sovereign debt instruments issued by Eurozone Member States.
3. Cross-border settlement / value transfer: The fund enables international remittances and global trade by allowing for the frictionless, cross-border transfer of Euro value on public blockchain networks.
4. Collateralization: The asset can be used as backing for borrowing and lending protocols or as margin for derivatives within supported decentralized finance applications, though specific protocol integrations depend on third-party adoption.

How Does Spiko EU T-Bills Money Market Fund Work?

The technical mechanism behind the fund involves the tokenization of UCITS-approved fund shares. When a user deposits funds, they are invested in short-term Treasury Bills with less than six months to maturity. These assets are held in a bankruptcy-remote structure, meaning they are not on Spiko's balance sheet and are protected even if the issuer faces financial difficulties.

The tokenized shares are issued on various Layer 1 and Layer 2 networks. Transactions and transfers of the token are subject to the rules of the underlying blockchain, while the fund itself is managed by professional asset managers like Amundi. The fund employs security controls such as two-factor authentication and 'four-eyes' approval modes for sensitive actions like withdrawals to maintain institutional-grade safety.

Team Info and Investors

Spiko is backed by several prominent financial and venture capital firms. In July 2025, the project raised $22 million in a Series A funding round led by Index Ventures and the CEO of Revolut. Other early backers include Orbit and various investors from the fintech and Web3 sectors. The project partners with Tier 1 institutions, including PwC for auditing and CACEIS for depositary services, to ensure institutional-grade governance and oversight.

Where can you buy Spiko EU T-Bills Money Market Fund?

EUTBL tokens have stopped trading - ago on all exchanges listed on CoinGecko. Information will be updated if market activity resumes.

What is the daily trading volume of Spiko EU T-Bills Money Market Fund (EUTBL)?

The 24 hour trading volume of Spiko EU T-Bills Money Market Fund (EUTBL) is $0 which signals a drop in market activity. If you own EUTBL tokens, liquidity of the token is likely to be low. Proceed with caution. You may explore CoinGecko’s list of most traded cryptos for coins with higher liquidity.

What is the highest and lowest price for Spiko EU T-Bills Money Market Fund (EUTBL)?

Spiko EU T-Bills Money Market Fund (EUTBL) reached an all-time high of $1.26 and an all-time low of $1.01. It’s now trading -4.70% below that peak and 18.80% above its lowest price.

What is the market cap of Spiko EU T-Bills Money Market Fund (EUTBL)?

Market capitalization of Spiko EU T-Bills Money Market Fund (EUTBL) is $944,797,593 and is ranked #69 on CoinGecko today. Market cap is measured by multiplying token price with the circulating supply of EUTBL tokens (790 Million tokens are tradable on the market today).

What is the fully diluted valuation of Spiko EU T-Bills Money Market Fund (EUTBL)?

The fully diluted valuation (FDV) of Spiko EU T-Bills Money Market Fund (EUTBL) is $944,797,593. This is a statistical representation of the maximum market cap, assuming total number of 790 Million ETH tokens are in circulation today.

How does the price performance of Spiko EU T-Bills Money Market Fund compare against its peers?

With a price decline of -0.60% in the last 7 days, Spiko EU T-Bills Money Market Fund (EUTBL) is outperforming the global cryptocurrency market which is down -5.00%, while underperforming when compared to similar Polygon Ecosystem cryptocurrencies which are up 0.00%.

How to add Spiko EU T-Bills Money Market Fund (EUTBL) to MetaMask?

Adding Spiko EU T-Bills Money Market Fund (EUTBL) to MetaMask allows you to view your token holdings, trade on decentralized exchanges, and more. To add them, you’ll need to import EUTBL as a token. You can copy EUTBL’s contract address (0xa0769f7a8fc65e47de93797b4e21c073c117fc80) and import it manually, or if you've installed MetaMask's chrome extension, add EUTBL to MetaMask with one click on CoinGecko.

Add EUTBL to MetaMask.